Me detuve aqui.verdinegro escribió: Lun Jul 28, 2025 11:10 am
In the book, the 46-year-old Bech Holte highlights examples of Norway’s wasteful public spending and misguided incentives. A subway project connecting a peninsula on the outskirts of Oslo costs six times what was budgeted. Tax breaks are given to offshore wind or oil field projects that otherwise wouldn’t have been profitable. Homeowners have loaded up on debt because they know the state will fund their retirement: The 220% debt-to-income ratio of Norwegian households is higher than any other OECD country.
El estado asegura el retiro, pero no te paga las deudas en ese momento
The analyses in this Report show that the vast majority of households are able to service debt and cover ordinary consumption expenditure, housing expenses and electricity out of current earnings by an ample margin.
https://www.norges-bank.no/en/news-even ... stability/
Norwegian households’ DTI ratio2 rose over many years and is high both historically and compared with other countries (Chart 2.1). The DTI ratio has declined somewhat in recent years. The decline is broadly distributed across age groups (Chart 2.2, left panel). Finanstilsynet’s residential mortgage lending survey for 2024 also shows a slight decline in debt as a share of gross annual income among borrowers that take out new residential mortgages
Finanstilsynet’s residential mortgage lending survey follows up the requirements in the Lending Regulations and asks households about debt as a share of gross income. The Regulations require that total debt does not exceed 500%.
